the story is that i need cash fast to make a payment on my vehicle, to pay my credit cards min payment, and car insurance. The only thing is that i am negative 475 dollars in my checking account with wells fargo. I tried getting a payday loan but cant get one because my account is negative. I tried prosper.com, and they too wont accept you to borrow for the same reason. What is a person to do? Anyone have any suggestions? My check was negative earlier in the month too, my check from my job has direct deposit and was deposited before i could stop it, and it didnt really dent the negative balance because i had a direct advance of 500 dollars. i didnt plan on being in a negative status. i need suggestions.