The Cash Store and Instaloans act as brokers to facilitate payday advance services to income-earning consumers and provide two private-label debit cards, The Cash Store Cash Card(TM) and InstaWorld Debit Card, and a prepaid credit card, the Freedom Mastercard, to those who may not be able to obtain them from traditional banks. Forward-looking information includes, but is not limited to, information with respect to our objectives, strategies, operations and financial results, as well as the company’s plan to sell or spin-off its rental division. Forward-looking information is subject to known and unknown risks, uncertainties and other factors that may cause the actual results, level of activity, performance or achievements of the company, to be materially different from those expressed or implied by such forward-looking information, including, but not limited to, changes in economic and political conditions, legislative or regulatory developments, technological developments, third-party arrangements, competition, litigation, risks associated with the spin-off of the rental division and a favorable CRA ruling including, but not limited to, market conditions, the availability of alternative transactions, shareholder, legal, regulatory and court approvals and third party consents and other factors described in the company’s Annual Information Form dated September 26, 2007 under the heading “Risk Factors”. Rentcash believes that this default fee is lower than the posted NSF fees of Canada’s major banks and most payday lenders in Canada. Some customers of payday loans have a poor credit history and because of that are unable to access credit from a traditional financial institution. Rentcash recognizes that payday loans are intended for emergency purposes, unanticipated expenses or periods of financial difficulty and we want to help our customers rebuild their access to credit, if we can. read more