Comments on: are there any legit payday loan sites that are good and safe?

By: cpsdus

cpsdus — Sun, 14 Dec 2008 04:52:20 +0000

Those payday loan places are huge scams. If you calculate the APR it comes out to 300% or more. Not that I’d recommend it, but taking a cash advance on a CC would actually be cheaper since the APR’s are around 15-25%. Do you have a car with a clear title? Try a title loan at a normal bank, not one of those title loan places.

Is this money truly needed for an emergency? If you are having to buy a critical replacement item (a household appliance), check with financing at the vendor.

By: Gillian G

Gillian G — Sat, 13 Dec 2008 19:21:53 +0000

If this is a dire emergency and you have no other way of raising the cash then you could get a payday loan. But you’ll pay a high rate of interest and you’ll have to pay it back when you next get paid.

Only borrow money this way if you absolutely have to have the money and there is no alternative. This website’s got some links that might help. Good luck.

By: Dutch Master

Dutch Master — Fri, 12 Dec 2008 12:04:13 +0000

the majority are legitimate like Cash Advance , payday loans, etc but the interest you pay is horrific. A better thing would be to take out a cash advance on a credit card or write a post dated check to a friend with a $100.00 bonus for his or her trouble . Good luck !!!!

By: anonymous

anonymous — Wed, 10 Dec 2008 11:24:05 +0000

Trust me do not get a payday loan. They are a total ripoff. Try to get the money some other way. Try prosper.com. Its legit.