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I need help with cash advance ? I have already paid $1000 as charges for a loan of $200?

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3 months ago, I applied for an online cash advance for $200 from 500 fast cash. Now the problem is I want to pay the money but I can’t figure out how. I cant find their address online. I don’t have their phone number. And if I google them they don’t have any contact information. I write them an email leave my phone number but I never hear from them. They are 500 fast cash.
They are charging me way lot of money. Based on the agreement they are charging 60 fee every two weeks. I have called them couple of times and they give a reason why I cant pay the loan. Sometimes they tell me I have to pay before 12 Local Time and sometimes they tell me it should be 4 days before the payday. And if I tell them it is not fair, they tell me to read the terms and conditions.
For a $200 cash advance they have already took $1000 from my account.
What should I do? I need help? Is this a scam?

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There are 3 Responses to “I need help with cash advance ? I have already paid $1000 as charges for a loan of $200?”

#1 dreamsofanangel00 - 05 September, 11:05 PM

It is very much a scam!! It is a lot to deal with but you will have to close your bank account. I had to close my account and start over at another bank when this happened to me. They can not go after you for it as you have already attempted to pay. If you have kept records of the times you have called and who you talked to when they contact you this will help. Let them know if they want any other money out of you they will have to speak to your lawyer ( you dont have to have one - just use this as a bluff) they should back off at that point. DO NOT CALL THEM AGAIN AND TELL THEM WHAT YOU ARE DOING. Chances are they will not even try to contact you again.

#2 Linda B - 07 September, 4:19 PM

Call your attorney general. A company loaning money cannot refuse to give an address and usury is against the law in all the states I know. Send a copy to the attorney general in VA as this is the state where most of internet connections go through. Any part of your contract that is found to be unconscionable is not enforceable.

#3 Linda - 08 September, 3:33 AM

I read your Article. I have applied for series of Loan in different loan companies online and end up loosing my money.I lost $2,400.00 in the hands those internet loan scammers, who claim to be loan lenders. I lost every penny i had till a friend directed me to Macro Loan House, were i applied for a loan of $46, 000.00 which was Approved and transfer to me. I will advcie you contact the company too for possible help. Company email:

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