Comments on: What do you think about these fast cash loans/payday loans.etc?

By: RaleighF

RaleighF — Sat, 13 Dec 2008 20:09:46 +0000

Lets face it, if you need to use a payday loan company, you need money fast, and dont have many other options. That means you are a risk, and that’s why they charge high interest rates. If you’re not that type, but just need quick cash, then fine, use a payday loan place, pay a few bucks for the convenience, and call it a day. They exist for a purpose. Fast, and easy cash. They take the risks, and they hold up their end of the bargain. If you do the same, you will be happy.

Good luck.

By: Gillian G

Gillian G — Sat, 13 Dec 2008 18:14:53 +0000

The way to look at payday loans is that if you desperately need money and you have absolutely no way of finding it anywhere else then a payday loan is a necessary evil. It’s quite easy to get the money (this website explains how) but you will have to pay $30 -$50 (maybe) in interest for just a couple of weeks use of the money.

If this price is worth it to you then go ahead. Payday loans do not affect your credit provided that you pay them back on time. And DO pay them back on time, otherwise the costs will spiral.

Good luck!

By: fixitall

fixitall — Fri, 12 Dec 2008 14:16:49 +0000

The quick cash or pay day loans are nothing but a legal way to rob you. The interest rate on these type of loans is very high and if you figure what the annual interest rate would be it will amaze you with what they can charge for a short term loan.

By: heatt28

heatt28 — Thu, 11 Dec 2008 23:47:19 +0000

You can get the loan very fast and very easily but your going to have to pay back a lot more than you borrow and they want your bank info because they’ll take it right out of your account as soon as your paycheck is deposited. It can get you in a lot of trouble if you don’t have the money to pay it back soon! I wouldn’t recommend doing this. If you can’t come up with the money yourself in under a month your not going to have the money to pay them either and your bank account will be hurting! Plus if you don’t pay it back it will be very hard for you to get a checking account in the future!

By: Anonymous

Anonymous — Thu, 11 Dec 2008 17:05:20 +0000

I can’t speak for all of them, but at least some of them are legitimate. Depending where you live, you could simply go into a payday loan place and get cash. They’re all over most big cities. Problem is that you’ll pay huge exorbitant, almost usury, interest rates and fees. If you can get the money any other way, I recommend you do it. Good luck.